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Submission Guidelines
The ADP Blog is an open platform for practitioners and researchers working on development issues in Arab countries. The ADP welcomes blogs in Arabic, English and French.
 
Interested contributors are encouraged to submit their blog entries (word format, up to 700 words) by e-mail ADPblogs@arabdevelopmentportal.com, mentioning/including the following:
 

1Title of the blog

2Name of the author

3Link to source, if previously published

4Photos (if any – up to 500KB)

5Translated version of your blog (if available)

 

Please note that we reserve the right to introduce minimal edits to the submitted article to enhance the clarity of the text. Major edits will be shared with the contributors ahead of publishing.
  • Arab Banking: Economic Performance – Part VII

    Wafik Grais, 05 Mar 2015  |  0 Comments
    This final section this seven-part series examines Arab banking’s economic performance, or the ability of the banking sector to promote economic growth and foster inclusion, particularly for micro, small and medium enterprises (MSMEs).   In short, the financial systems of Arab countries appear to be less effective in fostering economic growth and financial inclusion than those of peer countries with similar financial depth (Barajas and Chami 2013).   In the aggregate, balance sheets seem to be heavily concentrated on public sector financing in non-GCC countries...Read More
  • Arab Banking: Financial Performance – Part VI

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Bank performance can be viewed from two perspectives. The first is from the perspective of bank profitability, liquidity, and solvency, or financial performance. The second is from the perspective of bank effectiveness in fulfilling their intermediation function in financing the economy and providing inclusive banking services, or economic performance. This Part VI of this seven-part series on Arab banking examines financial performance.   A major aspect of bank performance is the ability to manage credit risk in order to limit the relative size of nonperforming loans (...Read More
  • Arab Banking: Market Discipline, Governance and Transparency – Part V

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Having reviewed Arab governments’ approaches to micro- and macro-prudential banking regulations, Part V turns to the challenges faced in promoting market discipline, ensuring good bank governance and furthering transparency.   Market disciple is the third pillar of Basel II. However, the region’s financial institutional arrangements do not provide adequate means or incentives for market players to monitor bank performance. Pillar 3 relies on the assumption that market discipline imposes strong incentives for banks to conduct their business in a safe, sound, and efficient...Read More
  • Arab Banking: Macro-Prudential Regulations – Part IV

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Part IV of this  seven-part series on Arab banking  looks at the macro-prudential, or systemic, regulations surrounding the Basel III accords currently being introduced into the Arab banking system.   In the wake of the 2008–09 international financial crisis, the importance of macro-prudential regulation was brought to the fore. Complex financial linkages had induced spillovers across financial institutions and countries that affected macroeconomic stability and performance. These disturbances led to the reforms adopted under Basel III, notably the idea of...Read More
  • Arab Banking: Effectiveness of Micro-Prudential Regulations – Part III

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Part III of this seven-part series on Arab banking looks at the effectiveness of micro-prudential regulations, particularly capitalization requirements that aim to shore up banks’ balance sheets across the Arab world.   Like most of their counterparts in the rest of the world, regional financial authorities have traditionally focused on micro-prudential regulation and supervision. They have strived to adopt international standards, although some countries have fallen behind in this process and still need to fill major gaps in their regulatory framework. As Arab countries...Read More
  • Arab Banking: Bank Ownership – Part II

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Part II of this series examines bank ownership structures in the Arab world including the weight of both public and foreign bank ownership as well as interconnected ownership schemes prevalent in the Arab banking sector.     Although the role of state banks has declined, their presence is still important in certain markets.  Their market shares are large in some markets, with the largest national banks often publicly owned. Today, state-owned banks may be holding a share of banking assets in the range of 35 percent. For example, in Tunisia, as of April 2012,...Read More
  • Arab Banking: Introduction – Part I

    Wafik Grais, 05 Mar 2015  |  0 Comments
    Arab countries are the domicile of about 430 banking institutions. The industry’s consolidated assets reached US$2.6 trillion by the end of 2012 and grew at a faster rate than the region’s gross domestic product (GDP) that year. These assets represent more than 100 percent of the Arab countries’ aggregate GDP.[1]   At first glance, Arab countries look well banked, with a fairly developed banking system, and numerous banks and branches (table 1). Financial depth is significant in terms of both shares of banking assets and deposits in GDP. Deposits and assets of deposit...Read More
  • Scaling Up PPPs in the Arab World: Making the Business Case; Bidding and Arbitration – Part III

    Julia Devlin, 05 Mar 2015  |  0 Comments
    Key elements of a sound PPP business/feasibility study typically include:   Technical feasibility—outlining plans, site preparation, and environmental approvals Economic feasibility and cost-benefit analysis Risk analysis—allocation of risks between public and private parties Financial appraisal—affordability, bankability, taxes, and accounting Legal analysis.   In Jordan, for example, preliminary evaluations are conducted to assess project “bankability” or private financing eligibility, as well as:   Any eventual public sector...Read More
  • Scaling Up PPPs in the Arab World: PPP Units and Project Budgeting and Monitoring – Part II

    Julia Devlin, 05 Mar 2015  |  0 Comments
    How Are PPP Units Used in Arab States?   Specialized PPP units can provide important focal points for scaling up successful operations. A number of Arab states have established PPP units to advise ministries and local authorities on various technical aspects of PPP project identification and appraisal, such as the PPP Central Units in Egypt. Similarly, in 2008, Tunisia established a Concession Monitoring Unit to study all concession projects, assess project opportunities, and provide inputs at various transaction stages. In Jordan, a PPP Committee Advisory Unit links the...Read More
  • Scaling Up PPPs in the Arab World: Institutional Issues, Trends, Policies, and Legal Frameworks – Part I

    Julia Devlin, 05 Mar 2015  |  0 Comments
    Successful public-private partnerships (PPPs) can deliver high-quality services to consumers at lower cost than when those services are provided through public investment. Experience suggests that success is more likely in countries with a well-defined institutional framework and strong organizational capability. This structure includes an explicit PPP policy and legal framework, clear processes for project identification and budget allocation, and sound feasibility studies of potential projects—verified by unbiased and rigorous approval processes.   Trends  ...Read More

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