Resources

MENA Knowledge and Learning, Quick Notes Series, June 2010, Number 25 on financial inclusion, the state of microfinance in MENA, NGOs and financial services in MENA, the regulatory framework, regulatory structures in MENA, financial infrastructure, lessons on...Read More

This study shows that although there is a number of existing SME support programs in the region, they need to go beyond the provision of limited subsidized loans and pre- investment training to adequately support the Missing Middle SMEs throughout their  business...Read More

This paper studies the extent of bank competition in the Middle East and Northern Africa region during 1994– 2008, using non-structural measures of competition such as the H-statistic and the Lerner index. Both these measures suggest that banking sector competition in...Read More

The objective of this study, requested by the Minister of Housing, Utilities and Urban Development, is to assist the government of Egypt in: formulating a coherent national affordable housing strategy which puts in place an effective institutional and regulatory...Read More

The objective of this report is to help the government with the design of the second generation of financial reforms aimed at increasing the role of the private sector in financial services provision, particularly to SMEs and households, while strengthening risk...Read More

Financial systems in developing countries are generally characterized by under- developed financial markets; they are dominated by commercial banks. This was the case of Tunisia, which, by adopting financial reforms, sought to make a dynamic financial market in order...Read More

This paper explains the decrease based on credit supply and demand considerations by 1) presenting stylized facts regarding the evolution of the banks’ sources and fund use in 2005 to 2011, noting two different cycles of external capital flows, and 2) estimating...Read More

The main findings of this paper show that legal form, economic activity, labor, capital, and sales turnover have a significant effect on having banking facilities. In addition, we find that the smaller the firm, the higher the probability of having banking problems. We...Read More

During the past four decades the financial system in Saudi Arabia went through tremendous changes and the purpose of this paper is to examine the impact of this change and development on the growth and development of the economy. Read More

This study is primarily concerned with the theory of Islamic banking and its practice in Saudi Arabia and Egypt. The research seeks to analyze the theoretical foundations of Islamic banking and practice in the two countries, examine and shed light on similarities and...Read More